Fixed Deposit vs Debt Funds

  1. Home
  2. Mutual Funds Research
  3. Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107100.67 7100.669999999998 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 106,280 6,280 6.26
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7100.669999999998 Not Applicable Not Applicable 2130.2 4970.470000000001
HDFC Dynamic Debt Fund - Growth Option 6,280 Short Term Not Applicable 1,884 4,396

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 6.97 6.97 5.59 7.11 - 6.63
DSP Strategic Bond Reg Gr 09-05-2007 1.25 6.92 6.39 5.07 7.04 7.6 6.78
ICICI Pru All Seasons Bond Gr 01-05-2009 1.31 6.83 7.0 5.79 7.6 8.8 8.36
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 6.68 6.05 5.89 6.44 7.32 6.68
Kotak Dynamic Bond Reg Gr 26-05-2008 1.31 6.5 5.76 5.04 6.89 7.83 7.94
UTI Dynamic Bond Reg Gr 23-06-2010 1.56 6.31 9.68 9.95 6.98 7.24 7.73
HDFC Dynamic Debt Gr 28-04-1997 0.85 6.28 5.89 6.14 6.64 6.92 8.07
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.16 5.82 4.57 6.12 7.44 5.72
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 6.15 5.65 - - - 4.91
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.64 6.12 5.56 4.4 6.83 7.7 7.6
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 6.11 7.5 6.17 5.7 6.85 7.54
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.71 6.1 5.93 4.86 6.45 7.26 6.41
SBI Dynamic Bond Reg Gr 10-02-2004 1.45 6.08 6.83 5.25 7.21 7.86 5.97
Axis Dynamic Bond Reg Gr 01-04-2011 0.57 6.03 6.07 4.87 7.18 7.8 7.84
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.89 5.63 4.4 6.09 7.53 7.32
Baroda BNP Paribas Dynamic Bond Fund Gr 01-01-2013 1.69 5.81 6.42 4.74 5.76 6.93 7.15
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.53 5.31 3.66 4.47 - 4.67
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.09 5.49 5.01 3.76 6.07 - 5.61
JM Dynamic Debt Reg Gr 25-06-2003 0.98 5.36 5.77 4.83 5.31 6.69 6.54
Union Dynamic Bond Gr 13-02-2012 1.52 5.25 5.39 3.82 5.98 6.4 6.32
Groww Dynamic Bond Reg Gr 30-11-2018 1.45 5.13 4.97 4.33 5.51 - 5.7
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 5.02 5.38 4.09 5.64 6.86 6.87