Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,941 4,941 4.94
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,941 Short Term Not Applicable 1,482 3,459

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.59 9.56 8.49 6.96 7.0 7.03
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.82 8.79 8.21 5.64 6.82 6.57
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.7 8.02 7.47 5.7 6.6 6.66
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.57 8.02 7.81 6.42 7.97 8.34
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.4 8.27 7.79 5.66 7.31 7.88
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.3 8.41 7.76 6.85 6.25 7.37
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.29 8.41 7.77 6.86 6.25 7.61
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.15 7.34 6.88 4.69 - 5.92
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.63 8.46 8.06 6.14 - 6.88
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 6.55 7.89 7.12 8.36 6.62 7.72
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.39 7.77 7.13 4.74 - 5.26
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.12 7.84 7.12 5.04 6.74 5.86
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 6.01 7.7 7.55 5.57 7.34 6.09
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.64 7.65 6.9 5.05 6.78 7.32
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.47 8.07 7.5 5.55 7.58 7.93
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.16 7.08 6.95 4.96 6.24 7.47
HDFC Dynamic Debt Gr 28-04-1997 1.47 4.94 7.23 6.88 5.96 6.08 8.0
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.81 6.77 6.35 - - 5.46
Union Dynamic Bond Gr 13-02-2012 1.55 4.45 6.94 6.68 4.34 5.77 6.34
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.39 6.09 5.73 4.69 - 5.69
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.37 7.6 7.51 5.29 6.89 6.79
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.84 6.37 6.05 4.22 5.97 6.76
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.35 7.54 6.96 4.64 6.82 7.49