Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 103,840 3,840 3.84
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 3,840 Short Term Not Applicable 1,152 2,688

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.41 9.31 8.21 6.81 7.04 7.0
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.17 8.48 7.73 5.67 6.9 6.55
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 6.97 7.22 6.59 4.72 - 5.9
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 6.86 7.73 7.55 6.29 8.06 8.3
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.82 7.81 7.1 5.59 6.51 6.63
ABSL Dynamic Bond Gr Reg 27-09-2004 1.14 6.46 8.01 7.42 6.67 6.29 7.57
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.14 6.46 8.01 7.41 6.67 6.29 7.32
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.46 7.88 7.25 5.6 7.36 7.83
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 5.95 7.7 7.01 8.35 6.7 7.68
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.69 7.38 6.67 4.64 - 5.18
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.63 7.91 7.37 5.99 - 6.76
SBI Dynamic Bond Reg Gr 10-02-2004 1.38 5.12 7.26 7.06 5.45 7.39 6.05
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.09 7.34 6.82 4.88 6.74 5.82
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 4.97 7.46 6.93 5.37 7.54 7.87
PGIM India Dynamic Bond Gr 12-01-2012 1.65 4.64 7.15 6.61 4.93 6.84 7.24
HDFC Dynamic Debt Gr 28-04-1997 1.41 3.84 6.67 6.44 5.71 6.12 7.96
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 3.78 6.41 6.37 4.78 6.23 7.42
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 3.67 6.42 6.05 - - 5.29
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 3.29 5.5 5.26 4.39 - 5.54
DSP Strategic Bond Reg Gr 16-05-2007 1.21 3.25 7.1 7.15 5.09 6.86 6.73
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.1 7.13 6.55 4.53 6.9 7.44
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 2.99 5.78 5.52 4.04 6.01 6.69
Union Dynamic Bond Gr 13-02-2012 1.57 2.98 6.17 6.03 4.08 5.76 6.24