Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,775 4,775 4.77
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,775 Short Term Not Applicable 1,432 3,342

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.45 9.02 8.24 6.77 7.01 6.98
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.27 7.71 7.66 6.35 8.12 8.31
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.26 7.82 7.39 5.63 7.38 7.84
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 7.15 7.96 7.55 6.71 6.34 7.59
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 7.15 7.96 7.55 6.7 6.34 7.33
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.13 7.55 7.09 5.54 6.48 6.62
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.04 8.03 7.55 5.57 6.86 6.53
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.02 7.06 6.62 4.71 - 5.9
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 6.18 7.38 6.93 8.33 6.67 7.66
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.17 7.23 6.73 4.67 - 5.19
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.1 7.58 7.41 5.96 - 6.76
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 6.09 7.63 7.23 5.46 7.56 7.9
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.82 7.19 6.95 4.86 6.76 5.83
SBI Dynamic Bond Reg Gr 10-02-2004 1.38 5.65 7.11 7.06 5.45 7.39 6.05
PGIM India Dynamic Bond Gr 12-01-2012 1.65 5.28 7.11 6.71 4.95 6.88 7.25
HDFC Dynamic Debt Gr 28-04-1997 1.41 4.77 6.63 6.63 5.76 6.19 7.97
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.67 6.44 6.55 4.82 6.27 7.43
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.36 7.13 7.31 5.14 6.9 6.76
Union Dynamic Bond Gr 13-02-2012 1.57 4.19 6.31 6.33 4.21 5.85 6.29
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.14 5.46 5.43 4.51 - 5.61
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 4.05 6.33 6.07 - - 5.31
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.66 6.78 6.54 4.44 6.87 7.43
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 3.58 5.57 5.55 4.05 6.04 6.69