Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,066 5,066 5.07
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,066 Short Term Not Applicable 1,520 3,546

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.31 8.71 7.79 6.82 7.0 6.96
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 7.76 7.9 7.66 6.48 8.08 8.36
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.43 7.86 7.4 5.49 6.86 6.54
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.42 7.95 7.41 6.79 6.34 7.61
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.42 7.94 7.41 6.78 6.34 7.36
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.4 7.68 7.08 5.62 6.6 6.64
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.37 7.11 6.4 4.7 - 5.92
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.0 7.55 7.11 5.59 7.36 7.86
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.53 7.83 7.71 5.99 - 6.85
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.5 7.31 6.82 8.21 6.73 7.71
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.36 7.53 6.9 5.12 6.86 5.86
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.35 7.3 6.65 4.72 - 5.22
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 6.1 7.34 7.54 5.57 7.45 6.08
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.79 7.27 6.69 5.07 6.88 7.33
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.55 6.86 6.83 5.04 6.36 7.49
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.44 7.49 6.89 5.61 7.62 7.91
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.32 6.66 6.24 - - 5.49
HDFC Dynamic Debt Gr 28-04-1997 1.52 5.07 6.89 6.58 5.96 6.2 8.01
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 5.01 5.98 5.6 4.84 - 5.72
Union Dynamic Bond Gr 13-02-2012 1.55 4.83 6.63 6.36 4.42 5.89 6.36
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.8 7.07 7.23 5.41 7.01 6.81
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.82 5.82 5.76 4.22 6.09 6.77
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.17 6.83 6.38 4.74 6.91 7.49