Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,638 5,638 5.64
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,638 Short Term Not Applicable 1,691 3,947

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.65 9.57 8.35 7.08 6.91 7.02
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 8.05 8.35 7.9 6.71 7.93 8.37
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.6 8.03 7.35 5.77 6.61 6.66
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.51 8.54 8.17 6.17 6.74 6.56
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.49 8.54 7.77 6.94 6.22 7.62
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.49 8.53 7.76 6.94 6.22 7.38
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.39 8.15 7.82 5.98 7.26 7.89
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.23 7.3 6.83 4.77 - 5.92
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.94 8.78 8.13 6.29 - 6.92
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.75 8.0 7.18 4.88 - 5.31
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.64 8.2 7.24 5.3 6.73 5.89
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.46 7.9 7.04 8.48 6.58 7.72
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 6.39 8.63 7.69 6.02 7.61 7.98
PGIM India Dynamic Bond Gr 12-01-2012 1.64 6.17 7.97 7.03 5.34 6.77 7.37
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 6.07 7.9 7.55 5.87 7.28 6.09
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.98 7.48 7.19 5.3 6.27 7.52
HDFC Dynamic Debt Gr 28-04-1997 1.52 5.63 7.66 7.07 6.2 6.11 8.03
Union Dynamic Bond Gr 13-02-2012 1.55 5.48 7.57 7.0 4.79 5.82 6.42
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 5.3 6.61 5.99 5.23 - 5.82
DSP Strategic Bond Reg Gr 16-05-2007 1.21 5.01 8.11 7.68 5.66 6.91 6.84
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.0 6.88 6.37 - - 5.49
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 4.13 6.68 6.16 4.45 5.95 6.79
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.45 7.74 6.94 4.89 6.76 7.5